Rent, Netflix, the gym, the maid. RecurTrack keeps the whole list, reminds you before each one lands — and gets back what your flatmates owe you, over UPI, in one tap.
Coming to the App Store. iPhone first.
It leaves on its own schedule, in amounts small enough to ignore, from an account you only check when something feels wrong. And the share your flatmate owes you? That is a conversation nobody wants to start twice.
Tap a service and it fills in the price, the cycle and how it debits — Netflix is three taps, not a form. Rent, the maid, the newspaper and the gym sit in the same list, because your money does not care which is a subscription.
A reminder lands before each one, and anything on AutoPay rolls its own cycle forward. You are never asked to confirm a payment your bank already made.
Add whoever shares it and RecurTrack works out each person's rupee share. Type one amount and everyone you have not touched rebalances around it — the way you would expect, not the way spreadsheets do it.
Then it writes the message for you. Five tones, from breezy to firm, because asking your mother is not asking your flatmate.
One tap sends a request with a UPI deep link attached. They open it, approve it in their own app, and the money goes straight from their bank to yours.
Owed groups by person, not by bill — one total, one ask, however many things they are in on. And it tells you who actually pays on time.
Most money apps start by asking for read access to your account. RecurTrack cannot, because it never holds, receives or moves a rupee. Payments go straight between two UPI apps, and we take no cut and see no balance.
Payments, people and splits live in a database on your device. Not on a server, not in an analytics pipeline.
No account linking, no transaction scraping, no read access. We could not look at your balance if we wanted to.
Start without one. Add an email later only if you want to get your list back on a new phone — it keeps everything.
Cloud backup and household sharing are opt-in. Nothing leaves the phone unless you switch them on, and the policy says exactly what happens when you do.
Tracking, splitting, asking people to pay, reminders, low-balance and mandate-cap warnings — all free, permanently. Plus is for the parts that cost us something to run, or that save you the work of remembering.
Every payment back on a new phone. Off by default.
One list you and a flatmate or partner both see.
It remembers who still owes, and nudges you — escalating, not repeating.
How long each person really takes, and who needs asking twice.
RecurTrack is finishing review and heading to the App Store. iPhone first.